로딩 중...
52주 최고가 대비 49.0% 위치
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.
SEC 13F 공시 기준 · 2025-Q4
SEC 13F 공시 기준 데이터입니다. 실제 현재 보유 현황과 다를 수 있으며, 투자 자문·권유·추천이 아닙니다.
| 재무 항목 | 2023년 | 2024년 | 2025년 | 2026년 |
|---|---|---|---|---|
| 주요 재무실적 (USD) | ||||
| 매출액 | $408.3M | $476.5M | $540.7M | $594.8M |
| 영업이익 | $-94.0M | $-39.5M | $-18.1M | $3.7M |
| 당기순이익 | $-102.7M | $-42.3M | $-37.9M | $5.2M |
| 잉여현금흐름 (FCF) | $-33.7M | $53.8M | $53.4M | $82.6M |
| 수익성 비율 | ||||
| 영업이익률 | -23.0% | -8.3% | -3.4% | 0.6% |
| 순이익률 | -25.2% | -8.9% | -7.0% | 0.9% |
| ROE (자기자본이익률) | -10.0% | -4.0% | -3.5% | 0.5% |
| ROA (자산이익률) | -7.7% | -3.2% | -2.4% | 0.3% |
| 성장성 비율 | ||||
| 매출 성장률 (YoY) | - | 16.7% | 13.5% | 10.0% |
| EPS 성장률 (YoY) | - | 59.1% | 13.2% | 115.2% |
| 투자 지표 & 가치배수 | ||||
| PER (주가수익배수) | - | - | - | 322.8x |
| PBR (주가순자산배수) | 2.9x | 3.1x | 3.1x | 1.7x |
| PSR (주가매출배수) | 7.3x | 6.9x | 6.3x | 3.0x |
| FCF Yield | -1.1% | 1.6% | 1.6% | 4.7% |
| 재무 건전성 (안정성) | ||||
| 부채비율 (D/E) | 0.09 | 0.07 | 0.22 | 0.26 |
| 유동비율 | 1.01 | 1.17 | 1.20 | 1.00 |
TAIWAN SEMICONDUCTOR-SP ADR
$446.69
$2.32T