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Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, Guidewire Data Studio, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers . The company was incorporated in 2001 and is headquartered in San Mateo, California.
SEC 13F 공시 기준 · 2026-Q1
SEC 13F 공시 기준 데이터입니다. 실제 현재 보유 현황과 다를 수 있으며, 투자 자문·권유·추천이 아닙니다.
| 재무 항목 | 2022년 | 2023년 | 2024년 | 2025년 |
|---|---|---|---|---|
| 주요 재무실적 (USD) | ||||
| 매출액 | $812.6M | $905.3M | $980.5M | $1.20B |
| 영업이익 | $-199.4M | $-149.5M | $-52.6M | $41.1M |
| 당기순이익 | $-180.4M | $-111.9M | $-6.1M | $69.8M |
| 잉여현금흐름 (FCF) | $-59.7M | $21.0M | $177.2M | $280.4M |
| 수익성 비율 | ||||
| 영업이익률 | -24.5% | -16.5% | -5.4% | 3.4% |
| 순이익률 | -22.2% | -12.4% | -0.6% | 5.8% |
| ROE (자기자본이익률) | -12.4% | -9.3% | -0.5% | 4.8% |
| ROA (자산이익률) | -8.0% | -5.5% | -0.3% | 2.6% |
| 성장성 비율 | ||||
| 매출 성장률 (YoY) | - | 11.4% | 8.3% | 22.6% |
| EPS 성장률 (YoY) | - | 37.0% | 94.9% | 1257.1% |
| 투자 지표 & 가치배수 | ||||
| PER (주가수익배수) | - | - | - | 267.9x |
| PBR (주가순자산배수) | 4.2x | 6.1x | 9.4x | 12.6x |
| PSR (주가매출배수) | 7.5x | 8.1x | 12.8x | 15.3x |
| FCF Yield | -1.0% | 0.3% | 1.4% | 1.5% |
| 재무 건전성 (안정성) | ||||
| 부채비율 (D/E) | 0.33 | 0.37 | 0.33 | 0.49 |
| 유동비율 | 3.71 | 2.95 | 1.55 | 2.77 |
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