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Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans. The company also provides electronic banking services, debit cards, insurance brokerage services, mortgage warehouse facilities, and transportation factoring services; payment, audit, and other banking services for the over the road trucking industry; and LoadPay product, a digital bank account developed for Carriers, as well as provides service and performance scoring and benchmarking to the over-the-road trucking industry. The company was formerly known as Triumph Bancorp, Inc. and changed its name to Triumph Financial, Inc. in December 2022. Triumph Financial, Inc. was incorporated in 2003 and is headquartered in Dallas, Texas.
SEC 13F 공시 기준 · 2025-Q3
SEC 13F 공시 기준 데이터입니다. 실제 현재 보유 현황과 다를 수 있으며, 투자 자문·권유·추천이 아닙니다.
| 재무 항목 | 2022년 | 2023년 | 2024년 | 2025년 |
|---|---|---|---|---|
| 주요 재무실적 (USD) | ||||
| 매출액 | $484.2M | $417.5M | $415.5M | $423.8M |
| 영업이익 | - | - | - | - |
| 당기순이익 | $102.3M | $41.1M | $16.1M | $25.4M |
| 잉여현금흐름 (FCF) | $63.6M | $16.2M | $-28.6M | $31.3M |
| 수익성 비율 | ||||
| 영업이익률 | - | - | - | - |
| 순이익률 | 21.1% | 9.8% | 3.9% | 6.0% |
| ROE (자기자본이익률) | 11.5% | 4.8% | 1.8% | 2.7% |
| ROA (자산이익률) | 1.9% | 0.8% | 0.3% | 0.4% |
| 성장성 비율 | ||||
| 매출 성장률 (YoY) | - | -13.8% | -0.5% | 2.0% |
| EPS 성장률 (YoY) | - | -59.3% | -66.5% | 72.2% |
| 투자 지표 & 가치배수 | ||||
| PER (주가수익배수) | 14.1x | 43.9x | 142.7x | 67.8x |
| PBR (주가순자산배수) | 1.5x | 1.9x | 2.1x | 1.6x |
| PSR (주가매출배수) | 2.7x | 4.0x | 4.4x | 3.5x |
| FCF Yield | 4.8% | 1.0% | -1.6% | 2.1% |
| 재무 건전성 (안정성) | ||||
| 부채비율 (D/E) | 0.20 | 0.47 | 0.16 | 0.42 |
| 유동비율 | - | - | - | - |
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